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Citizens' Financial Futures

Af: Michael Clarke Engelsk Hardback
SPAR
kr 115

Citizens' Financial Futures

Af: Michael Clarke Engelsk Hardback

Published in 1999, this is a review of recent changes in the regulation of retail financial investment services and products, notably the creation of the Personal Investment Authority and the continuing roles of the Office of Fair Trading and the Securities and Investments Board. The attempt to establish new regulatory standards in the wake of the personal pensions mis-selling and other scandals is critically appraised in the light of evidence of the needs and capacities of citizens. The book concludes, firstly that the regulators have not succeeded in making more than a limited progress in preventing the tendencies of the industry to abuse the public, and secondly, that the model of regulatory effectiveness which they espouse, based on creating a competitive market of informed decision-makers, is inappropriate given the complexity of the products in question. No systematic appraisal of the development of retail financial services regulation exists, other than those conducted by the regulators themselves.

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Published in 1999, this is a review of recent changes in the regulation of retail financial investment services and products, notably the creation of the Personal Investment Authority and the continuing roles of the Office of Fair Trading and the Securities and Investments Board. The attempt to establish new regulatory standards in the wake of the personal pensions mis-selling and other scandals is critically appraised in the light of evidence of the needs and capacities of citizens. The book concludes, firstly that the regulators have not succeeded in making more than a limited progress in preventing the tendencies of the industry to abuse the public, and secondly, that the model of regulatory effectiveness which they espouse, based on creating a competitive market of informed decision-makers, is inappropriate given the complexity of the products in question. No systematic appraisal of the development of retail financial services regulation exists, other than those conducted by the regulators themselves.

Produktdetaljer
Sprog: Engelsk
Sider: 217
ISBN-13: 9781138613584
Indbinding: Hardback
Udgave:
ISBN-10: 1138613584
Kategori: Sociologi
Udg. Dato: 31 jul 2018
Længde: 0mm
Bredde: 216mm
Højde: 148mm
Forlag: Taylor & Francis Ltd
Oplagsdato: 31 jul 2018
Forfatter(e): Michael Clarke
Forfatter(e) Michael Clarke


Kategori Sociologi


Sprog Engelsk


Indbinding Hardback


Sider 217


Udgave


Længde 0mm


Bredde 216mm


Højde 148mm


Udg. Dato 31 jul 2018


Oplagsdato 31 jul 2018

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