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Micro Credit, Self-help Groups (SHGs) & Women Empowerment
Af: Neeta Tapan Engelsk Hardback
SPAR
kr 164
Micro Credit, Self-help Groups (SHGs) & Women Empowerment
Af: Neeta Tapan Engelsk Hardback
Since Independence in 1947, the Government of India and the Reserve Bank of India (RBI) have made concerted efforts to provide the poor with access to credit. Despite the phenomenal increase in the physical outreach of formal credit institutions in the past several decades, the disadvantaged sections of society including women continue to depend on informal sources of credit. Regular institutions have faced difficulties in dealing with a large number of small borrowers, whose credit needs are small and frequent and their ability to offer collaterals is limited. Besides, cumbersome procedures and risk perceptions of the banks leave a gap in serving the credit needs of the poor. It is in this context that micro credit has emerged as the most suitable and practical alternative to the conventional banking in reaching the hitherto unreached poor population. Micro credit enables the poor people to be thrifty and helps them in availing the credit and other financial services for improving their income and living standards. The Self-help Group (SHG)-Bank Linkage Programme was formally launched in the year 1992 and aptly supported by the RBI through its policy support. The Programme envisages organisation of the rural poor into SHGs for building their capacities to manage their own finances and then negotiate bank credit on commercial terms. This book deals with the role of micro credit and SHGs in the socio-economic empowerment of women.
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Since Independence in 1947, the Government of India and the Reserve Bank of India (RBI) have made concerted efforts to provide the poor with access to credit. Despite the phenomenal increase in the physical outreach of formal credit institutions in the past several decades, the disadvantaged sections of society including women continue to depend on informal sources of credit. Regular institutions have faced difficulties in dealing with a large number of small borrowers, whose credit needs are small and frequent and their ability to offer collaterals is limited. Besides, cumbersome procedures and risk perceptions of the banks leave a gap in serving the credit needs of the poor. It is in this context that micro credit has emerged as the most suitable and practical alternative to the conventional banking in reaching the hitherto unreached poor population. Micro credit enables the poor people to be thrifty and helps them in availing the credit and other financial services for improving their income and living standards. The Self-help Group (SHG)-Bank Linkage Programme was formally launched in the year 1992 and aptly supported by the RBI through its policy support. The Programme envisages organisation of the rural poor into SHGs for building their capacities to manage their own finances and then negotiate bank credit on commercial terms. This book deals with the role of micro credit and SHGs in the socio-economic empowerment of women.
Se mere i:
Produktdetaljer
Sprog: Engelsk
Sider: 246
ISBN-13: 9788177082494
Indbinding: Hardback
Udgave:
ISBN-10: 8177082493
Kategori: Mikroøkonomi
Udg. Dato: 1 jan 2010
Længde: 25mm
Bredde: 226mm
Højde: 158mm
Oplagsdato: 1 jan 2010
Forfatter(e): Neeta Tapan
Forfatter(e) Neeta Tapan


Kategori Mikroøkonomi


Sprog Engelsk


Indbinding Hardback


Sider 246


Udgave


Længde 25mm


Bredde 226mm


Højde 158mm


Udg. Dato 1 jan 2010


Oplagsdato 1 jan 2010

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